Loft Conversions vs. Moving House – Which is Best for You?

June 13, 2014 12:20 pm

alternatives to moving house

The most popular reason for getting a loft conversion is wanting more space in the home – typically, a lot of home owners upgrade when moving house, particularly if they want to start a family or the kids are growing up and need a little more room/privacy. While it’s the typical way to deal with the problem of not having enough space, a loft conversion can offer a number of benefits over moving house.


As exciting as it can be to move into a new home it can cause a huge amount of disruption too, from packing away all of your worldly possessions to finding a new route into work or even new schools for the children. Every element of the move can cause stress and may incur more expenses in the form of new transport passes, school uniforms, and removers.

While a loft conversion does involve building work on the house, there aren’t as many changes that you need to make to your daily life. You may need to clear an area around your new staircase, but your home life can generally continue as usual until the knock through date.


Moving house can be extremely expensive. While it depends on your area and the type of house move and what your personal situation is, most households have to pay more than £10,000 on expenses that they will not get a return on.

On an average £250,000 home, you would need to pay:

  • £3,750 on agents fees to sell your home (1.5%)
  • £7,500 on stamp duty (3% for a property of this value)
  • Around £900 on solicitor fees
  • Around £450 for a survey (which is recommended)
  • Around £300 for conveyancing/remortgaging
  • Around £800 in removal costs

Coming to a total of £13,700, without counting other incidental expenses or redecorating your new home. However, if you invested that money in a loft conversion, you would gain even more when it comes to selling your new home since it adds to the value.


A house move can take as little as 6 weeks, but in most cases there is a chain and this period can double. These processes vary so much that the national average is 6-10 weeks, with no guaranteed time to complete the process and move in. The process can be stopped at various points, which makes it increasingly stressful. Factors such as the preparation (or lack of it), your legal team, the property chain, leaseholds/freeholds, and survey reports can cause delays or even jeopardise the sale or purchase.

Many loft conversions take 6-8 weeks, and while weather can play a part in causing some delays there are far fewer factors involved. Our team have over a decade of experience and know how to overcome all of the possible issues that could arise during a loft conversion while minimising the cost and delay for you.

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